Income Protection

Have you ever thought how your family would cope financially if you were to suffer from an illness or injury and were unable to work? How would the bills, mortgage, and day-to-day expenses be paid?

Income Protection gives you a regular income if you can't work due to accident or illness. This replaces some of your regular income, giving you financial support for as long as it takes to get back on your feet. Remember, Income Protection does not cover you if you become unemployed.

Employers aren't obliged to pay sick leave and the state illness benefit is minimal (€188 a week or €312.80 with an adult dependant).

Cost

Cost depends on your Age, Income, health, occupation and the benefits you choose. Payments on your plan are eligible for tax relief at your marginal rate of tax.

Benefits

It pays you a regular monthly income, replacing some of your earned income. Cover continues until the plan ends or you return to work.

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